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How to Become a Home Appraiser in Missouri

How to Become a Home Appraiser in Missouri

If you have a keen eye for detail, strong analytical skills, and an interest in the real estate market, becoming a home appraiser in Missouri might be the ideal career choice for you. Home appraisers play a crucial role in determining the value of residential properties, which is essential for buyers, sellers, and lenders alike. In this article, we will guide you through the steps needed to become a home appraiser in Missouri and answer some frequently asked questions about this profession.

Step 1: Understand the Requirements

To become a home appraiser in Missouri, you must meet certain educational and experience requirements. The first step is to obtain a high school diploma or its equivalent. However, having a bachelor’s degree in a related field such as real estate, finance, or economics can significantly enhance your credentials.

Step 2: Complete Appraisal Education

Next, you must complete the required appraisal education. Missouri requires aspiring home appraisers to complete a total of 150 hours of coursework, including basic appraisal principles, basic appraisal procedures, and residential market analysis and highest and best use. These courses can be taken online or in-person at approved education providers.

Step 3: Gain Experience

After completing the appraisal education, you must gain practical experience. Missouri requires a minimum of 2,000 hours of experience, which must be obtained over a period of at least 12 months. This experience must be under the direct supervision of a certified residential appraiser or a certified general appraiser. It is important to note that the experience must be within the past five years.

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Step 4: Pass the Exam

Once you have met the education and experience requirements, you are eligible to take the Missouri state licensing exam. The exam consists of two parts: a national portion and a state-specific portion. The national portion covers fundamental appraisal principles and practices, while the state-specific portion focuses on Missouri-specific laws and regulations. You must pass both parts of the exam with a score of at least 75%.

Step 5: Apply for Licensure

After passing the exam, you can apply for your home appraiser license. The application process involves submitting the necessary forms, documentation of your education and experience, and paying the required fees. Once your application is approved, you will receive your home appraiser license, allowing you to practice in the state of Missouri.


Q: How long does it take to become a home appraiser in Missouri?

A: The time it takes to become a home appraiser in Missouri can vary depending on individual circumstances. On average, it takes around one to two years to complete the education and experience requirements and pass the licensing exam.

Q: How much can I earn as a home appraiser in Missouri?

A: According to the U.S. Bureau of Labor Statistics, the median annual wage for real estate appraisers and assessors in Missouri is around $54,220. However, the actual earnings can vary based on factors such as experience, location, and the volume of work.

Q: Can I become a home appraiser in Missouri with a criminal record?

A: Having a criminal record does not automatically disqualify you from becoming a home appraiser in Missouri. However, certain offenses, such as fraud or other financial crimes, may be a barrier to obtaining a license. It is advisable to consult the Missouri Real Estate Appraisers Commission for specific guidance on this matter.

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Q: Are there any continuing education requirements for home appraisers in Missouri?

A: Yes, home appraisers in Missouri are required to complete 28 hours of continuing education every two years to maintain their license. This includes a 7-hour National USPAP Update course.

Q: Can I work as a home appraiser independently or do I need to be employed by a company?

A: Home appraisers in Missouri have the option to work independently or be employed by a real estate appraisal firm. Both options have their advantages and disadvantages, and the choice depends on individual preferences and career goals.

In conclusion, becoming a home appraiser in Missouri requires a combination of education, experience, and passing the state licensing exam. By following the steps outlined in this article, you can embark on a rewarding career in the real estate industry, contributing to the accurate valuation of residential properties.

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