How to Apply for Lost Title in Illinois
Losing your vehicle title can be a frustrating experience, especially when you need to sell or transfer ownership of your vehicle. Fortunately, in the state of Illinois, there is a process in place for obtaining a duplicate title. In this article, we will guide you through the steps to apply for a lost title in Illinois and answer some frequently asked questions about the process.
Step 1: Gather the Required Documents
Before applying for a duplicate title, you need to make sure you have all the necessary documents. These include:
1. Application for Vehicle Transaction (Form VSD 190): This form can be obtained from the Illinois Secretary of State (SOS) office or downloaded from their website.
2. Correct fee: The fee for a duplicate title in Illinois is $95. However, if the vehicle is less than 10 years old, the fee is $150. The fee can be paid by check or money order, made payable to the Illinois Secretary of State.
3. Proof of identity: You will need to provide a valid driver’s license or state identification card.
4. Vehicle information: You will need to provide the vehicle identification number (VIN), make, model, and year of the vehicle.
Step 2: Complete the Application
Once you have gathered all the necessary documents, you need to complete the Application for Vehicle Transaction (Form VSD 190). The form requires you to provide your personal information, vehicle information, and a detailed explanation of how the title was lost. Make sure to fill out the form accurately and legibly to avoid any delays in the process.
Step 3: Submit the Application
After completing the application, you can submit it along with the required fee and proof of identity to your local SOS office. It is recommended to make a copy of all the documents for your records before submitting them.
Step 4: Wait for Processing
Once your application is submitted, it will be processed by the Illinois SOS office. The processing time may vary, but you can expect to receive your duplicate title within a few weeks. If there are any issues with your application, the SOS office will contact you for further information.
FAQs
Q: Can I apply for a lost title online?
A: Unfortunately, Illinois does not currently offer an online option for applying for a duplicate title. You will need to visit your local SOS office in person.
Q: Can someone else apply for a lost title on my behalf?
A: Yes, you can authorize someone else to apply for a duplicate title on your behalf. They will need to provide a power of attorney document and their own identification.
Q: Can I expedite the process to receive my duplicate title sooner?
A: Yes, if you need your duplicate title urgently, you can request expedited processing for an additional fee. This can be done at the SOS office when submitting your application.
Q: What should I do if my vehicle is financed?
A: If your vehicle is still financed, you will need to contact your lienholder to obtain a letter of permission to apply for a duplicate title. This letter should be submitted along with your application.
Q: What if I find my original title after receiving the duplicate title?
A: If you find your original title after obtaining a duplicate, you should surrender it to the SOS office. Failure to do so may result in legal consequences.
In conclusion, losing a vehicle title in Illinois does not have to be a stressful situation. By following the steps outlined in this article, you can easily apply for a duplicate title and resolve the issue promptly. Remember to gather all the necessary documents, complete the application accurately, and submit it to your local SOS office.