How Much Is a Duplicate Title in Illinois?
A vehicle title is a crucial document that proves ownership of a vehicle in the state of Illinois. Losing or damaging your title can be a stressful experience, but thankfully, the Illinois Secretary of State’s office offers a solution – obtaining a duplicate title. In this article, we will explore the process of obtaining a duplicate title in Illinois, the associated fees, and answer some frequently asked questions.
Process of Obtaining a Duplicate Title in Illinois:
Losing or damaging your vehicle title can happen to anyone, but the process of obtaining a duplicate title in Illinois is relatively straightforward. Here are the steps you need to follow:
1. Complete the Application: Visit the Illinois Secretary of State’s website or an Illinois Secretary of State facility to obtain an Application for Vehicle Transaction(s) (Form VSD 190). Fill out the form accurately with your personal and vehicle information.
2. Provide Identification: You will need to provide identification to prove your ownership. Acceptable forms of identification include a valid Illinois driver’s license, state identification card, or a United States passport.
3. Pay the Fee: Duplicate title fees vary depending on the type of vehicle you own. For a standard passenger vehicle, the fee is $95. However, the fee for motorcycles, trailers, and other vehicles may differ. It is advisable to check the Illinois Secretary of State’s website or contact their office for specific fee information.
4. Submit the Application: Once you have completed the application and gathered the necessary identification, you can submit the form and fee payment to the Illinois Secretary of State’s office. You can either mail it to the address provided on the form or visit a Secretary of State facility in person.
5. Wait for Processing: After submitting your application, it typically takes around 14 business days to receive your duplicate title. During busy periods, such as holidays, processing times may be longer.
Frequently Asked Questions:
Q: Can I obtain a duplicate title if I have a lien on my vehicle?
A: Yes, even if you have a lien on your vehicle, you can still obtain a duplicate title. However, the duplicate title will be sent to the lienholder unless the lien has been satisfied. You may need to contact the lienholder to request the duplicate title.
Q: What should I do if my vehicle is titled in another state?
A: If your vehicle is titled in another state, you will need to contact the appropriate state agency to obtain a duplicate title. The process may differ from Illinois, so it is essential to follow the guidelines provided by the state in which your vehicle is titled.
Q: Can I obtain a duplicate title if I am not the owner of the vehicle?
A: No, only the registered owner of the vehicle can request a duplicate title. If you have purchased a vehicle from someone else, you will need to transfer the title into your name before applying for a duplicate.
Q: What if I find my original title after obtaining a duplicate?
A: If you find your original title after receiving a duplicate, it is essential to destroy the duplicate to prevent any confusion. The original title is the legal document, and the duplicate will no longer be valid.
Q: Can I expedite the processing of my duplicate title?
A: Yes, Illinois offers an expedited processing option for an additional fee. By paying an extra $30, you can have your duplicate title processed within two business days.
In conclusion, obtaining a duplicate title in Illinois is a relatively simple process. By following the steps outlined above and paying the necessary fees, you can obtain a duplicate title for your vehicle. Remember to provide accurate information and be patient during the processing period. Losing or damaging your title may be stressful, but with the Illinois Secretary of State’s assistance, you can quickly resolve the issue and regain proof of ownership for your vehicle.